Operations
Do I need employers' liability insurance? Usually, the day you hire
Most UK businesses must hold employers' liability from the day they hire, or risk up to £2,500 a day. Who triggers it, who is exempt and what it costs.
Operations
Running the day-to-day without it running you.
Operations
First Employee Cost UK: £28k Really Costs £28,650+ (2026)
How much more does an employee cost than their salary? In 2026/27, 2.3% to 15% more. A £28,000 first hire really costs £28,650 with the Employment Allowance, or £32,100 without it.
Operations
Making Tax Digital is live: what sole traders must do now
MTD for Income Tax is live: sole traders with over £50,000 of self-employment and property turnover, not profit, are in. £30,000 and £20,000 waves follow.